Around 97 percent of small and micro enterprises in the past could not access unsecured bank loans, but now banks are using AI to approve loan proposals more quickly.

The trend of moving to HoSE is expected to help banks improve transparency, expand fundraising opportunities, and affirm their position in the capital market.

A series of historic properties in Hoi An Old Town are being auctioned by Agribank in an effort to recover bad debts tied to interconnected businesses.

Pham Thi Huyen Trang becomes vice chair, while Tran Tan Loc steps in as acting CEO amid leadership changes.

From July 1, Vietnam's banks will require biometric verification and phase out magnetic cards.

Tien Phong Commercial Joint Stock Bank (TPBank) has announced a senior management restructuring within its Executive Board, effective June 26.

The official dollar prices saw a sharp increase on June 24, setting a new record. The dollar prices quoted by banks also reached unprecedented levels, surpassing VND26,300/USD for the selling rate.

About 86 million bank accounts have been identified as inactive and will be closed in September once a legal framework is established to prevent fraud and scams.

Vietnam’s aggressive credit expansion is clashing with slow public spending and poses systemic risks without policy alignment.

Alongside 35 domestic commercial banks, Vietnam hosts nine wholly foreign-owned banks and two joint venture banks.

Despite lower deposit rates, savings from individuals in Vietnam surged to a new record of over $293 billion by March 2025, reflecting continued public trust in the banking system.

The outlook for Vietnam's banks in 2025 is stable, but challenges remain, especially risks from real estate and liquidity pressure at some small-scale banks, experts said at a recent conference.

Vietnam is enhancing its regulatory framework and policies to promote cashless payments as part of its strategy to develop a more digital economy.

The overall banking sector’s profitability in 2025 is forecast to improve slightly, with return on assets (ROA) increasing from 1.55% to 1.60%.

Banks are also being instructed to rigorously inspect loans involving real estate collateral.

During this period, bank bonds constituted 67.1% of the total issuances, overshadowing the real estate sector, which accounted for only 20.8%.

Vietnam Report announces the 2025 list, spotlighting the sector's growth, digital drive, and profit resilience.

In just two years, a rising commercial bank has conducted two major capital increases, surpassing long-established players Sacombank (USD 742 million) and Eximbank (USD 736 million) in charter capital.

Access to this massive amount of data allows banks to expand their digital offerings, particularly online lending.